Roth Ira 2025 Contribution Limits Over 50 Married

Roth Ira 2025 Contribution Limits Over 50 Married. In 2025 your magi must be under $236,000 to make a full roth ira contribution. The roth ira contribution limits for 2025 are $7,000, or $8,000 if you're 50 or older, unchanged from 2024.

The maximum amount you can contribute to a roth ira for 2025 and 2024 is $7,000 if you’re younger than age 50. For example, if you contribute $5,000 to a roth ira, the most you could contribute to a traditional ira would be $2,000 in 2025 if you’re under 50.